Insurance and safety

Cover that switches on when the doors do.

Two layers of cover

Layer 1 — the owner's policy

Every car on Kinetiks carries a valid annual OCTA in the owner's name. We verify it before the listing goes live and re-check it on renewal.

Layer 2 — the Kinetiks policy

Our commercial motor policy activates the moment the rental starts and ends when the car is returned. It covers the renter, the owner's vehicle and third parties for the duration.

Property damage: €1,300,000
Personal injury: €6,450,000

24/7 roadside assistance across Latvia, Lithuania and Estonia is included in every rental.

Excess by class

Everyday: Damage excess €500 · Card hold €150 · 21+ / 2 years
Premium: Damage excess €1000 · Card hold €500 · 25+ / 5 years
High performance: Damage excess €1500 · Card hold €1000 · 30+ / 5 years

Members can halve or waive the excess.

Who gets to drive

Government ID matched to a selfie
Driving licence validated against CSDD
Claims and penalty history checked with LTAB
Card pre-authorisation before every rental
Repeat offenders permanently removed

Photo hand-over, both ways

The app walks you through a timestamped photo set before you drive and after you return. Damage without evidence is not charged — to anyone.

Choose a car Membership